“Drive Your Fleet—And Your Future—Forward."
More trucks, maintenance, payroll-whatever keeps your wheels turning, we’ll help you fund it.
Real Money
For Real Truckers.
Behind the wheel, you are part of America's backbone.
Not only have you earned respect...
You've earned options.
Whether building your convoy with those critical first new trucks..
Or an experienced carrier with years of "double nickeling" under your belt..
OverDrive Financing keeps your rigs rolling and your business growing.
TRUCK & EQUIPMENT FINANCING
Dry-beds, flatbeds, reefers, tankers..
Whatever your service,
our financing builds your fleet
while keeping your operation running smooth.
FUEL & INSURANCE
Fuel prices jump around,
insurance bills pile up,
and the road never waits.
That's why we help cover these costs
so you can keep rolling,
and not stressing about cash flow.
WORKING CAPITAL
Every carrier hits a bump now and then,
from breakdowns, to rising costs,
to slow freight weeks.
We'll get you quick cash
to handle the unexpected
and stay on the road making money.
HIRING / PAYROLL
Great drivers keep business rolling, but keeping up with payroll and new hires takes cash.
Our financing gives you breathing room to pay your team on time,
while being able to bring on help when work picks up.
Trucks On The Road.
Fuel In Your Tank.
Cash In Your Hand.
Running a truck business isn't easy - fuel costs, repairs, slow broker payments, and keeping your rigs running all take serious cash.
We get it, 10-4. That's why our financing is built for truckers, by people who understand the grind.
Whether you've got one or two trucks, or a full fleet, we help you get the funds you need to keep rolling --- without all the bank headaches.
Funding from $5K - $500K
Get the right amount for the job.
Whether it's bigger funding to expand your fleet, take on new routes, or buy equipment, or smaller funding to handle short-term costs or emergencies.
Fast Approvals In 24-72 Hrs
In trucking, you don't have time to wait weeks for the bank.
Grab that new load, fix that rig,
or buy that extra truck without missing a beat.
Flexible, Custom Financing
Every trucking business runs a little different. That’s why we don’t do cookie-cut financing.
We build funding around your routes, your loads, and your cash flow—so you can keep the wheels turning and the money coming in.
Don’t Park Your Plans— Get Funded Fast.
Most truckers qualify. No long forms, no wasted time — just working capital that keeps your rigs rolling.
They Said This
About Us.
“Started out solo, now I’ve got a small fleet. They helped me pick up used trucks quick when contracts came in. They actually care about helping truckers grow.”
-Mike R., Fleet OwnerPennsylvan
"Other lenders don’t get how our cash flow works. These folks knew exactly what I needed for fuel and repairs to keep rolling. Best move I made this year.”
— Carlos D, Flatbed Hauler
“I’ve been hauling freight several years now, and getting a new rig seemed impossible with the banks taking forever. These guys got me approved in a couple days. Now I’ve got two trucks on the road and business is booming.”
— Ray M., Owner-Operator, Texas
FAQs
Who is eligible for funding?
If you're an owner-operator or run a fleet, you can apply. We work with folks who've been in business at least 6 months, active USDOT authority, and a minimum monthly revenue of $10,000. However, if your credit isn't spotless, don't sweat it - we look at the whole picture.
What paperwork do I need?
Not much. To get approvals, you'll need to provide at least 3-6 months of business bank statements and a DOT # or business license. If buying/leasing a truck or trailer, you'll need an invoice or quote from the dealer.
My credit's not great - can I still qualify?
Yep. We know life on the road isn't always smooth. We look at your business income and hauling history, not just a credit score. co
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How fast can I get the money?
For working capital loans or factoring, sometimes within 24-48 hours.
Equipment financing usually takes a few business days.
If you've got your paperwork ready, you won't wait long.
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You’ve Come This Far — Don’t Leave Empty-Handed.
You’ve been grinding to keep your trucks moving — juggling fuel costs, repairs, payroll, and chasing payments that never seem to show up on time.
You’re out there doing real work that keeps this country running, and the last thing you need is another bank giving you the runaround.
That’s where we step in.
OverDrive Financing offers you fast, no-hassle funding made for trucking companies — owner-operators, small fleets, and anyone who’s out there turning miles into money.
Apply today and you can also grab your copy of our FREE eBook, “The Carrier's Manual To Generate More Customers With Email Marketing”.
It’s packed with down-to-earth tips to help you find more loads, keep clients coming back, and stay busy all year long.
You’ve got trucks to run and bills that don’t wait.
Don’t let slow cash flow hold you back another day.
Let’s get you the resources to fuel your next haul — quick, simple, and made for folks who know what it means to hustle.
©2025 OverDrive Financing
OverDrive Financing
3419 Virginia Beach Blvd, #5451
Virginia Beach, VA 23452
Phone: (757)-274-0455